With over 10 years of educator experience in the credit repair industry, our skills and expertise has assisted many hardworking people just like us-win judgements, remove negative collection accounts and wipe clean false inquiries from their credit report. Our knowledge of the FCRA (fair credit reporting act) and its requirements gives us a clear advantage over the simple errors and tactics used by the collection agencies and credit bureaus, allowing our clients to receive the positive results that they truly deserve.